Rev. Rul. 99-13, 1999-10 I.R.B. 4.

                       Internal Revenue Service
                                 Revenue Ruling

            ELECTION IN RESPECT OF LOSSES ATTRIBUTABLE TO A DISASTER

                            Published: March 8, 1999

Section 42. - Low-Income Housing Credit

Section 165. - Losses, 26 CFR 1.165-11: Election in respect of losses attributable to a disaster.

Section 280G. - Golden Parachute Payments

Section 382. - Limitation on Net Operating Loss Carryforwards and Certain Built- In Losses Following Ownership Change

Section 412. - Minimum Funding Standards

Section 467. - Certain Payments for the Use of Property or Services

Section 468. - Special Rules for Mining and Solid Waste Reclamation and Closing Costs

Section 482. - Allocation of Income and Deductions Among Taxpayers

Section 483. - Interest on Certain Deferred Payments

Section 642. - Special Rules for Credits and Deductions

Section 807. - Rules for Certain Reserves

  Election in respect of losses attributable to a disaster. This ruling lists the areas declared by the President to qualify as major disaster areas during 1998 under the Disaster Relief and Emergency Assistance Act.

  The adjusted applicable federal short-term, mid-term, and long-term rates are set forth for the month of March 1999.

  Federal short-term, mid-term, and long-term rates are set forth for the month of March 1999.

  The adjusted federal long-term rate is set forth for the month of March 1999.

  Insurance companies; interest rate tables. Prevailing state assumed interest rates are provided for the determination of the reserves under section 807 of the Code for contracts issued in 1998 and 1999. Rev. Rul. 92-19 supplemented in part.

  Under § 165(i) of the Internal Revenue Code, if a taxpayer suffers a loss attributable to a disaster occurring in an area subsequently determined by the President of the United States to warrant assistance by the Federal Government under the Disaster Relief and Emergency Assistance Act, 42 U.S.C. §§ 5121- 5204c (1988 & Supp. V 1993) (the Act), the taxpayer may elect to claim a deduction for that loss on the taxpayer's federal income tax return for the taxable year immediately preceding the taxable year in which the disaster occurred.

  Section 1.165-11(e) of the Income Tax Regulations provides that the election to deduct a disaster loss for the preceding year must be made by filing a return, an amended return, or a claim for refund on or before the later of (1) the due date of the taxpayer's income tax return (determined without regard to any extension of time to file the return) for the taxable year in which the disaster actually occurred, or (2) the due date of the taxpayer's income tax return (determined with regard to any extension of time to file the return) for the taxable year immediately preceding the taxable year in which the disaster actually occurred.

  The provisions of § 165(i) apply only to losses that are otherwise deductible under § 165(a). An individual taxpayer may deduct losses if they are incurred in a trade or business, if they are incurred in a transaction entered into for profit, or if they are casualty losses under § 165(c)(3).

  The President has determined that during 1998 the areas listed below have been adversely affected by disasters of sufficient severity and magnitude to warrant assistance by the Federal Government under the Act.

DRAFTING INFORMATION

  The principal author of this revenue ruling is Timothy Sheppard of the Office of Assistant Chief Counsel (Income Tax and Accounting). For further information regarding this revenue ruling, contact Mr. Sheppard on (202) 622-4960 (not a toll-free call).


Disaster Areas in 1998                                 Type of       Date of

                                                         Disaster      Disaster
Alabama
  Counties of Barbour, Butler, Coffee, Conecuh,        Severe        March
  Covington, Crenshaw, Dale, Escambia, Geneva, Henry,    storms and    7-21,
  Houston, and Randolph                                  flooding      1998
  Counties of Covington, Cullman, Jefferson, St.       Severe        April
  Clair, Tuscaloosa, and Walke                           storms and    8-20,
                                                         tornadoes     1998
  Counties of Baldwin, Butler, Choctaw, Clarke,        Hurricane     September
  Coffee, Conecuh, Covington, Crenshaw, Escambia,        Georges       25-Octo-
  Geneva, Lowndes, Mobile, Monroe, and Washington                      ber 6,
                                                                       1998
California
  Counties of Alameda, Amador, Butte, Calaveras,       Severe        February
  Colusa, Contra Costa, Del Norte, Fresno, Glenn,        winter        2-April
  Humboldt, Kern, Lake, Los Angeles, Marin,              storms and    30, 1998
  Mendocino, Merced, Monterey, Napa, Orange,             flooding
  Riverside, Sacramento, San Benito, San Bernadino,
  San Diego, San Francisco, San Joaquin, San Luis
  Obispo, San Mateo, Santa Barbara, Santa Clara,
  Santa Cruz, Solano, Sonoma, Stanislaus, Sutter,
  Tehama, Trinity, Tulare, Ventura, Yolo, and Yuba
Delaware
  County of Sussex                                     Severe        January 2-
                                                         winter        8-Febru-
                                                         storms,       ary 6,
                                                         high          1998
                                                         winds, and
                                                         flooding
Florida
  Counties of Alachua, Baker, Bay, Bradford, Brevard,  Severe        December
  Broward, Calhoun, Citrus, Clay, Collier, Columbia,     storms,       25, 199-
  DeSoto, Dixie, Duval, Escambia, Flagler, Franklin,     high          7-April
  Gadsden, Gilchrist, Glades, Gulf, Hamilton, Hardee,    winds,        24, 1998
  Hernando, Highlands, Hillsborough, Holmes, Jackson,    tornadoes,
  Lafayette, Lake, Levy, Liberty, Madison, Manatee,      and
  Marion, Nassau, Okaloosa, Okeechobee, Orange,          flooding
  Osceola, Pasco, Pinellas, Polk, Putnam, Santa Rosa,
  Sarasota, Seminole, St. Johns, Sumter, Suwannee,
  Taylor, Union, Volusia, Walton, and Washington
  Counties of Broward, Dade, and Monroe                Severe        February
                                                         storms,       2-4,
                                                         high          1998
                                                         winds,
                                                         tornadoes,
                                                         and
                                                         flooding
  Counties of Alachua, Baker, Bay, Bradford, Brevard,  Extreme fire  May
  Broward, Calhoun, Charlotte, Citrus, Clay, Collier,    hazards       25-July
  Columbia, Dade, DeSoto, Dixie, Duval, Escambia,                      22, 1998
  Flagler, Franklin, Gadsden, Gilchrist, Glades,
  Gulf, Hamilton, Hardee, Hendry, Hernando,
  Highlands, Hillsborough, Holmes, Indian River,
  Jackson, Jefferson, Lafayette, Lake, Lee, Leon,
  Levy, Liberty, Madison, Manatee, Marion, Martin,
  Monroe, Nassau, Okaloosa, Okeechobee, Orange,
  Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam,
  Santa Rosa, Sarasota, St. Johns, St. Lucie,
  Seminole, Sumter, Suwannee, Taylor, Union, Volusia,
  Wakulla, Walton, and Washington
  Counties of Bay, Dixie, Franklin, Gulf, Taylor, and  Hurricane     September
  Wakulla                                                Earl          3, 1998
  Counties of Bay, Calhoun, Columbia, Escambia,        Hurricane     September
  Franklin, Gadsden, Gulf, Holmes, Jackson,              Georges       25-Octo-
  Jefferson, Liberty, Monroe, Okaloosa, Santa Rosa,                    ber 7,
  Suwannee, Walton, and Washington                                     1998
  Counties of Monroe and Palm Beach                    Tropical      November
                                                         Storm         4-5,
                                                         Mitch         1998
Georgia
  Counties of Appling, Atkinson, Bacon, Baldwin,       Severe        February
  Baker, Barrow, Bartow, Ben Hill, Berrien, Bibb,        storms and    14-May
  Bleckley, Brantley, Brooks, Bryan, Bulloch, Burke,     flooding      11, 1998
  Butts, Calhoun, Candler, Carroll, Charlton,
  Chatham, Cherokee, Clay, Clayton, Clinch, Cobb,
  Coffee, Colquitt, Columbia, Cook, Crawford, Crisp,
  Dade, Dawson, DeCatur, Dekalb, Dodge, Dooly,
  Dougherty, Douglas, Early, Echols, Effingham,
  Emanuel, Evans, Floyd, Forsyth, Fulton, Glynn,
  Gordon, Grady, Gwinnett, Habersham, Hall, Haralson,
  Heard, Henry, Houston, Irwin, Jeff Davis,
  Jefferson, Jenkins, Johnson, Jones, Lamar, Lanier,
  Laurens, Lee, Liberty, Lincoln, Long, Lowndes,
  Lumpkin, Macon, McIntosh, Miller, Mitchell, Monroe,
  Montgomery, Murray, Muscogee, Newton, Paulding,
  Peach, Pickens, Pike, Pulaski, Quitman, Rabun,
  Randolph, Richmond, Rockdale, Screven, Seminole,
  Spalding, Stewart, Sumter, Talbot, Tattnall,
  Telfair, Terrell, Thomas, Tift, Toombs, Towns,
  Treutlen, Turner, Twiggs, Union, Walker, Ware,
  Wayne, Webster, Wheeler, White, Wilcox, Wilkinson,
  and Worth
Indiana
  Counties of Benton, Jasper, Lake, LaPorte, Newton,   Severe        June 11-J-
  Porter, Pulaski, Saint Joseph, and Starke              storms,       ully7,
                                                         tornadoes     1998
                                                         and
                                                         flooding
  Counties of Benton, Clay, Crawford, Fayette,         Severe        June
  Franklin, Gibson, Greene, Howard, Knox, Lawrence,      storms,       11-July
  Madison, Miami, Monroe, Montgomery, Orange, Owen,      tornadoes,    7, 1998
  Parke, Pike, Putnam, Rush, Sullivan, Union, Vigo,      and
  Wayne, and Warren                                      flooding
Iowa
  Counties of Adair, Allamakee, Appanoose, Audubon,    Severe        June 14,
  Benton, Black Hawk, Boone, Buchanan, Buena Vista,      storms,       1998-Ju-
  Butler, Calhoun, Carroll, Cass, Cedar, Cerro Gordo,    tornadoes,    ly 15,
  Chickasaw, Clarke, Clay, Clayton, Clinton,             and           1998
  Crawford, Dallas, Davis, Decatur, Delaware, Des        flooding
  Moines, Dickinson, Emmet, Fayette, Floyd, Franklin,
  Fremont, Greene, Grundy, Guthrie, Hamilton,
  Hancock, Hardin, Harrison, Henry, Howard, Humboldt,
  Iowa, Jasper, Jefferson, Johnson, Keokuk, Kossuth,
  Lee, Linn, Louisa, Lucas, Madison, Mahaska, Marion,
  Marshall, Mills, Monona, Montgomery, Muscatine,
  Osceola, Page, Palo Alto, Pocahontas, Polk,
  Pottawattamie, Poweshiek, Ringgold, Sac, Shelby,
  Story, Tama, Taylor, Union, Wapello, Warren,
  Washington, Webster, Winnebago, Winneshiek, and
  Wright
Kansas
  Counties of Bourbon, Cherokee, Douglas, Franklin,    Severe        October
  Jackson, Jefferson, Johnson, Leavenworth, Linn,        storms,       1-8,
  Seward, Wabaunsee, and Wyandotte                       flooding,     1998
                                                         and
                                                         tornadoes
  Counties of Butler, Chase, Coffey, Cowley, Douglas,  Severe        October 3-
  Franklin, Greenwood, Harper, Harvey, Johnson,          storms and    0-Novem-
  Leavenworth, Lyon, Marion, Neosho, Saline,             flooding      ber 15,
  Sedgwick, Sumner, Wilson, Woodson, and Wyandotte                     1998
Kentucky
  Counties of Adair, Bath, Boyle, Breathitt, Carter,   Severe        February
  Casey, Clark, Clay, Clinton, Elliott, Estill,          winter        4-6,
  Fleming, Garrard, Greenup, Jackson, Johnson, Knox,     storm         1998
  Laurel, Lawrence, Lee, Lewis, Lincoln, Madison,
  Magoffin, McCreary, Menifee, Mercer, Montgomery,
  Morgan, Nicholas, Owsley, Powell, Pulaski,
  Robertson, Rockcastle, Rowan, Russell, Wayne,
  Whitley, and Wolfe
  Counties of Adair, Barren, Bell, Breathitt, Casey,   Severe        April
  Clay, Floyd, Johnson, Knott, Knox, Lawrence, Lee,      storms,       16-May
  Leslie, Letcher, Magoffin, Metcalfe, Owsley, Perry,    tornadoes,    10, 1998
  Pike, Warren, and Whitley                              and
                                                         flooding
Louisiana
  Parishes of Acadia, Ascension, Assumption, Baptist,  Tropical      September
  Cameron, Evangeline, Jefferson, Lafourche,             Storm         9-Octob-
  Livingston, Orleans, Plaquemines, St. Bernard, St.     Frances       er 4,
  Charles, St. James, St. John, St. Martin, St. Mary,    and           1998
  St. Tammany, Tangipahoa, Terrebone, Vermilion, and     Hurricane
  Washington                                             Georges
Maine
  Counties of Androscoggin, Aroostook, Cumberland,     Severe ice    January
  Franklin, Hancock, Kennebec, Knox, Lincoln,            storms,       5-25,
  Penobscot, Piscataquis, Oxford, Sagadahoc,             rain, and     1998
  Somerset, Waldo, Washington, and York                  heavy
                                                         winds
  Counties of Androscoggin, Franklin, Kennebec,        Severe        June
  Oxford, Somerset, and York                             storms and    13-July
                                                         flooding      1, 1998
Marshall Islands
  Ailinglaplap, Ailuk, Arno, Aur, Bikini, Ebeye,       Severe        January
  Ebon, Enewetak, Jabat, Jaluit, Kili, Kwajalein,        drought       17-June
  Lae, Lib, Likiep, Majuro, Maloelap, Mejit, Mili,                     30, 1998
  Namorik, Natnu, Ujae, Utrik, Wotho, and Wotje
Massachusetts
  Counties of Bristol, Essex, Middlesex, Norfolk,      Heavy rains   June
  Plymouth, Suffolk, and Worcester                       and           13-July
                                                         flooding      6, 1998
Michigan
  Counties of Bay, Clinton, Gratiot, Ionia, Kent,      Severe        May 31,
  Mason, Montcalm, Newaygo, Oceana, Ottawa, Saginaw,     storms and    1998
  and Shiawassee                                         straight--
                                                         line winds
  County of Muskegon                                   Severe        May 29-31,
                                                         storms and    1998
                                                         straight--
                                                         line winds
  Counties of Macomb and Wayne                         Severe        July
                                                         storms and    21-22,
                                                         high winds    1998
Micronesia
  State of Chuuk: Eot, Ettal, Etten, Fanapanges,       Severe        January
  Fefen, Fonanu, Fono, Houk, Kuttu, Lekinioch, Losap,    drought       25-June
  Makur, Moch, Murillo, Nama, Namoluk, Nomwin, Oneop,                  30, 1998
  Onou, Onoun, Paata, Parem, Piherach, Piis-Emwar,
  Piis-Paneu, Pollap, Polle, Polowat, Romanum, Ruo,
  Satowan, Siis, Ta, Tetiw, Tol, Tomatam, Tonoas,
  Udot, Uman, Unanu, Weno, and Wonei. State of
  Phonpei: the areas of Kipingamarangi, Mwoakilloa,
  Nukuoro, Oroluk, Pakin, Pingclap, and Sapwuahfik.
  State of Yap: Eauripik, Elato, Fais, Faraulap,
  Ifalik, Lamotrek, Ngulu, Satawal, Sorol, Ulithi,
  Wolei, and Yap Proper.
Minnesota
  Counties of Blue Earth, Brown, Cottonwood, LaSueur,  Severe        March 29,
  Nicollet, Nobles, and Rice                             storms and    1998
                                                         tornadoes
  Counties of Anoka, Blue Earth, Carver, Dakota,       Severe        May
  Faribault, Fillmore, Freeborn, Goodhue, Hennepin,      storms, s-    15-June
  Houston, Jackson, Mower, Olmsted, Ramsey, Rice,        traight-l-    28, 1998
  Scott, Wabasha, Washington, and Winona                 ine winds,
                                                         and
                                                         tornadoes
Mississippi
  Counties of Covington, Forrest, George, Greene,      Hurricane     September
  Hancock, Harrison, Jackson, Jasper, Jefferson          Georges       25-Octo-
  Davis, Jones, Lamar, Marion, Pearl River, Perry,                     ber 5,
  Pike, Stone, and Wayne                                               1998
Missouri
  Counties of Jackson and St. Louis; and City of St.   Severe        July
  Louis                                                  storms and    10-31,
                                                         flooding      1998
  Counties of Andrew, Barton, Caldwell, Carroll,       Severe        October
  Cedar, Chariton, Clay, Dade, DeKalb, Jackson, Linn,    storms and    4-11,
  Livingston, Macon, Miller, Moniteau, Morgan,           flooding      1998
  Platte, Polk, and Ray
New Hampshire
  Counties of Belknap, Carroll, Cheshire, Coos,        Severe ice    January
  Grafton, Hillsborough, Merrimack, Stafford, and        storms,       7-25,
  Sullivan                                               rain, and     1998
                                                         high winds
  Counties of Belknap, Carroll, Grafton,               Severe        July
  Hillsborough, Merrimack, Rockingham, and Sullivan      storms and    12-July
                                                         flooding      2, 1998
New Jersey
  Counties of Atlantic, Cape May, and Ocean            Severe        February
                                                         winter        4-9,
                                                         coastal       1998
                                                         storm,
                                                         high
                                                         winds, and
                                                         flooding
New York
  Counties of Clinton, Essex, Franklin, Genessee,      Severe        January
  Jefferson, Lewis, Monroe, Niagara, Saratoga, and       winter and    5-17,
  St. Lawrence                                           ice           1998
                                                         storms,
                                                         high
                                                         winds, and
                                                         flooding
  Counties of Broome, Chenango, Otsego, Rensselaer,    Severe thun-  May
  Saratoga, and Wyoming                                  derstorms     31-June
                                                         and           2, 1998
                                                         tornadoes
  Counties of Allegany, Cattaraugus, Clinton,          Severe        June
  Delaware, Erie, Essex, Franklin, Genesee,              storms and    25-July
  Livingston, Monroe, Steuben, Sullivan, Tioga,          flooding      10, 1998
  Tompkins, and Wyoming
  Counties of Cayuga, Fulton, Herkimer, Madison,       Severe        September
  Monroe, Nassau, Oneida, Onondaga, Ontario, Orleans,    storms and    7, 1998
  and Wayne                                              high winds
North Carolina
  Counties of Ashe, Avery, Dare, Haywood, Madison,     Severe        January 7-
  Mitchell, Robeson, Transylvania, Watauga, and          storms and    -Februa-
  Yancey                                                 flooding      ry 12,
                                                                       1998
  Counties of Durham, Edgecombe, Lenoir, Nash,         Severe        March
  Rockingham, Wake, and Wayne                            storms,       20-April
                                                         tornadoes,    1, 1998
                                                         and
                                                         flooding
  Counties of Beaufort, Bertie, Bladen, Brunswick,     Hurricane     August 25-
  Camden, Carteret, Chowan, Columbus, Craven,            Bonnie        -Septem-
  Cumberland, Currituck, Dare, Duplin, Greene, Hyde,                   ber 1,
  Jones, Lenoir, Martin, New Hanover, Onslow,                          1998
  Pamlico, Pasquotank, Pender, Perqulmans, Pitt,
  Robeson, Sampson, Tyrrell, Washington, and Wayne
North Dakota
  Counties of Barnes, Benson, Cass, Dickey, LaMoure,   Flooding      March
  Nelson, Pembina, Pierce, Ramsey, Ransom, Richland,     ground sa-    2-July
  Rolette, Sargent, Stutsman, Towner, Walsh; and         turation,     18, 1998
  Indian Reservations of the Spirit Lake Sioux Tribe     and severe
  and the Turtle Mountain Band of Chippewa               storms
Northern Mariana Islands
  Island of Rota                                       Typhoon Paka  December
                                                         and           16-17,
                                                         associated    1998
                                                         torrential
                                                         rains
Ohio
  Counties of Athens, Belmont, Coshocton, Franklin,    Severe        June
  Guernsey, Harrison, Holmes, Jackson, Jefferson,        storms,       24-July
  Knox, Meigs, Monroe, Morgan, Morrow, Muskingum,        flooding,     5, 1998
  Noble, Ottawa, Perry, Pickaway, Richland, Sandusky,    and
  Tuscarawas, and Washington                             tornadoes
Oregon
  County of Crook                                      Flooding      May
                                                                       28-June
                                                                       3, 1998
Pennsylvania
  Counties of Allegheny, Beaver, Berks, Pike,          Severe        May
  Susquehanna, Somerset, and Wyoming                     storms,       31-June
                                                         tornadoes     2, 1998
                                                         and
                                                         flooding
Puerto Rico
  All municipios                                       Hurricane     September
                                                         Georges       20-Octo-
                                                                       ber 27,
                                                                       1998
South Carolina
  County of Horry                                      Hurricane     August 25-
                                                         Bonnie        -Septem-
                                                                       ber 1,
                                                                       1998
South Dakota
  Counties of Brown, Clark, Codington, Day, Hanson,    Flooding,     April
  Marshall, McCook, Roberts, and Spink                   severe        25-June
                                                         storms,       22, 1998
                                                         and
                                                         tornadoes
Tennessee
  Counties of Bledsoe, Bradley, Campbell, Cannon,      Severe        January 6-
  Carter, Chester, Clay, Cocke, Crockett, Cumberland,    storms and    -Februa-
  DeKalb, Fentress, Gibson, Greene, Grundy, Hawkins,     flooding      ry 12,
  Haywood, Jackson, Jefferson, Johnson, Madison,                       1998
  Meigs, Morgan, Overton, Pickett, Polk, Putnam,
  Rhea, Roane, Scott, Sequatchie, Sevier, Sullivan,
  Tipton, Unicoi, Van Buren, Warren, Washington, and
  White
  Counties of Anderson, Blount, Bradley, Campbell,     Severe        April
  Carroll, Cheatham, Claiborne, Crockett, Davidson,      storms,       16-May
  Dickson, Dyer, Gibson, Giles, Grainger, Hamblen,       tornadoes,    18, 1998
  Hancock, Hardin, Hawkins, Humphreys, Jackson,          and
  Jefferson, Knox, Lauderdale, Lawrence, Loudon,         flooding
  Macon, Madison, Maury, Monroe, Morgan, Pickett,
  Polk, Rhea, Roane, Robertson, Scott, Sevier,
  Shelby, Sumner, Union, Wayne, Williamson, and
  Wilson
  Counties of Lawrence and Lewis                       Flooding and  July
                                                         severe        13-July
                                                         storms        28, 1998
Texas
  Counties of Edwards, Kimble, Kinney, Maverick,       Tropical      August
  Real, Uvalde, Val Verde, and Webb                      Storm         22-31,
                                                         Charley       1998
  Counties of Brazoria, Galveston, Harris, Jefferson,  Severe        September
  and Matagorda                                          storms and    9-Octob-
                                                         flooding      er 5,
                                                         associated    1998
                                                         with
                                                         Tropical
                                                         Storm
                                                         Frances
  Counties of Austin, Atascosa, Bastrop, Bexar,        Severe        October 1-
  Blanco, Brazoria, Burleson, Caldwell, Calhoun,         storms,       7-Novem-
  Colorado, Comal, DeWitt, Fayette, Fort Bend,           flooding,     ber 15,
  Galveston, Goliad, Gonzales, Grimes, Guadalupe,        and           1998
  Harris, Hays, Jackson, Jefferson, Jim Wells,           tornadoes
  Karnes, Kendall, Lavaca, Liberty, Matagorda,
  Medina, Montgomery, Nueces, Polk, Refugio, San
  Jacinto, San Patricio, Travis, Trinity, Victoria,
  Walker, Waller, Wharton, and Wilson
U.S. Virgin Islands
  Islands of St. Croix, St. John, St. Thomas, and      Hurricane     September
  Water Island                                           Georges       19-22,
                                                                       1998
Vermont
  Counties of Addison, Chittenden, Franklin, Grand     Severe ice    January
  Isle, Orange, and Windsor                              storms,       6-16,
                                                         rain, high    1998
                                                         winds, and
                                                         flooding
  Counties of Addison, Caledonia, Chittenden, Essex,   Severe        June 17-A-
  Franklin, Lamoille, Orange, Orleans, Rutland,          storms and    ugust
  Washington, and Windsor                                flooding      17, 1998
Virginia
  Cities of Chesapeake, Norfolk, Portsmouth, Suffolk,  Hurricane     August 25-
  and Virginia Beach                                     Bonnie        -Septem-
                                                                       ber 1,
                                                                       1998
Washington
  Counties of Ferry and Stevens                        Severe        May 26-29,
                                                         storms and    1998
                                                         flooding
  City of Kelso (Cowlitz County), specifically the     Landslide     March 6-N-
  Aldercrest-Banyon subdivision                                        ovember
                                                                       19, 1998
West Virginia
  Counties of Braxton, Cabell, Calhoun, Clay,          Severe        June
  Doddridge, Gilmer, Harrison, Jackson, Kanawha,         storms,       26-July
  Lewis, Marion, Marshall, Ohio, Pleasants, Ritchie,     flooding,     27, 1998
  Roane, Tyler, Webster, Wetzel, Wirt, and Wood          and
                                                         tornadoes
Wisconsin
  Counties of Buffalo, Clark, Crawford, Dunn, Grant,   Severe        June
  Jackson, La Crosse, Monroe, Pepin, Pierce,             storms, s-    18-30,
  Richland, St. Croix, Trempealeau, and Vernon           traight-l-    1998
                                                         ine winds,
                                                         tornadoes,
                                                         heavy
                                                         rain, and
                                                         flooding
  Counties of Milwaukee, Racine, Rock, Sheboygan, and  Severe        August
  Waukesha                                               storms and    5-15,
                                                         flooding      1998


Rev. Rul. 99-13, 1999-10 I.R.B. 4.